M.M. was playing store with me the other day, as she often does. She does this by demanding that I buy something from her. She usually charges me '35' for whatever it is. This time though, there was a twist. At the beginning of the transaction she asked me if I was going to be 'increditive'. Not having a freaking clue what she was saying, I asked her to repeat it several times, and this is what it indubitably was. "Do you want to use cash," she explained, "or a card?"
This is a word I think should absolutely enter our language. The whole society has become chronically increditive, and it's high time we had a name for it.